Some medical insurances do not cover organ transplantation costs, while others may require you to pay enormous sums of money in the hospital, which they will reimburse later. So after you have found a donor for your kidney transplantation, the cost becomes a significant obstruction. Crowdfunding is a type of fundraising which can assist you to manage the high costs related to surgery and other transplant-related procedure, quickly and effortlessly.
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The average cost of a kidney transplant, including expenses from services preceding and succeeding the surgery is around $2,000, minimum. If you are expecting a transplant shortly, you must start planning your budget. Pre-transplant care begins from 30 days before surgery. Pre-transplant diagnosis ensures the safety of the operation. Pre-surgery costs include lab screening for donor compatibility, x-rays, and other tests which are not cheap. This’s just the cost of finding a matching kidney. Now imagine the cost of a procedure as invasive as organ transplantation.
The entire transplantation cost includes the charges of the hospital facility, the treatment provided by doctors and nurses. The surgery with lasts for about 3 to 4 hours and requires a highly experienced professional team. Post-surgery expenses can vary widely from patient to patient depending on their physical condition and how well do their bodies respond to the transplantation. Special immunosuppressive medicines are required to prevent any autoimmune reaction from occurring towards the newly transplanted kidney. The patient is kept in Intensive Care Unit (ICU) where daily fees are generally pretty high. Life-support systems might be required too. There are other costs associated with lab tests, visits, and other services like attendants, etc. which you may need after you leave the hospital. Regular medication will be required for about a year after the surgery.
So in these circumstances, in case you do not have insurance, or your access to and the extent of your insurance coverage is limited and conditioned, then the closest option you might find is taking a loan. But procedures like kidney transplantation affect your working capabilities and impose a recurring cost on the patient throughout their lifetime. To tackle the financial needs of this kind, starting an online crowdfunding campaign can be a good solution. Crowdfunding is a type of fundraising that can help you cover the entire medical expenses and also the other out-of-pocket costs manageable.